A photographer (Ray) has nothing going for him, until he inherits a camera from his grandfather. This changes his life in a way that he could not have ever imagined in his wildest dreams.
In Los Angeles, a gang of bank robbers who call themselves The Ex-Presidents commit their crimes while wearing masks of Reagan, Carter, Nixon and Johnson. Believing that the members of the gang could be surfers, the F.B.I. sends young agent Johnny Utah to the beach undercover to mix with the surfers and gather information.
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